FAQs

What are Jordan Estates Limited ?
Jordan Estates Ltd offering new customers cash loans between €100 and €500.

Loans can be repaid in nice weekly amounts over 20 or 52 weeks.

Then as we get to know you a little bit better, you could borrow more.

With Jordan Estates Ltd there are absolutely no hidden charges or late payment fees, so the total cost of your loan will never change.

How are we different ?
Jordan Estates Ltd have a fresh approach to lending that sets us apart from other loan providers

  • We’ll start you off with a loan of up to €400* and as our relationship grows we could offer more*
  • You’ll pay back in nice weekly amounts and you can choose whether to repay over 20 to 52 weeks
  • There are absolutely no hidden charges or late fees. You only pay back what you agree upfront – simple
  • A member of our Irish based Customer Care Team is only a phone call away so you’ve always got somebody to speak to

The Jordan Estates Ltd Customer Care Team can be contacted on 061 315066 or 041 9837585.

*Subject to affordability

How much can I borrow ?
Jordan Estates Ltd keeps things simple and promises that there are no hidden charges or late payment fees so you always know the full cost of your loan upfront.

This sets us apart from the majority of our competitors who may add to the total cost of your loan throughout the term for a variety of reasons such as late or missed repayments

How long before I receive my loan ?
From when you first apply for a loan with Jordan Estates Ltd, to you receiving your loan, can take up to 2 weeks.
What if my circumstances change ?
At Jordan Estates Ltd, we offer a friendly and sympathetic service if you have a change in your circumstances.

We have experienced managers who are there to give you free help and advice on your budget without prejudice.

The Jordan Estates Ltd Customer Care Team can be contacted on 061 315066 or 041 9837585

Can I cancel my agreement ?
Yes, you have the right to withdraw from your agreement for up to 14 days after the agreement was signed.

You then will have 30 days to return the initial amount borrowed plus interested calculated on a daily rate.

To withdraw from your agreement you will need to speak to your agent or contact our office where they will supply you with a right to withdraw letter which will outline how much you owe plus interested calculated on a daily rate.

The Jordan Estates Ltd Customer Care Team can be contacted on 061 315066 or 041 9837585

When do I start repaying my loan ?
Your repayments will begin within 7 days after the loan has been issued to you.
Can I pay a lump sum off my loan ?
If you wish to pay a lump sum off your loan you can do this by speaking to your local agent, this is called a partial settlement.

A partial settlement can be seen as anything more than your weekly repayment value.

If you decide to go ahead with a partial settlement you will then be given the option if you would like to reduce your weekly repayments, or reduce the number of weeks of which you have to repay.

You will then be given a statement outlining the details of your partial settlement.

Can I pay my loan off early ?
Your Jordan Estates Ltd loan has been split into nice weekly amounts to help make repaying your loan simple, however you can repay early if you want to and you may be entitled to a rebate.

If you would like to repay your loan early, please call our Customer Care Team on 041 983 7585 or 061 315066, or talk to your local agent, who will let you know how much you need to pay and whether any rebate is due.

What are my repayment options ?
As a new customer, you can spread your repayments in nice weekly amounts over 20 to 52 weeks. Why not try our simple loan calculator to find something that’s affordable for you or apply online today.
Can I get a loan if I am unemployed, a tenant, or on benefits ?
Jordan Estates Ltd consider all applications, and try to help people in different situations who can show that they are in the position to be able to meet repayments.
What information do I need to supply in order to get a loan ?
Keep these minimum requirements in mind – we will require:

  • Proof of ID
  • Proof of Address
  • Proof of Income.
What is representative APR ?
Any business that offers loans or products on credit now has to show their APR as a Representative APR.

Representative APR means that;

  • The representative example shown represents what 51% of customers who apply for a loan with the company will be offered.
  • A rate of interest now has to be included in the Representative example.

What does the rate of interest show?

The rate of interest is a useful tool for you to use when you want to compare products from one lender to those from another.

The rate of interest shows you what the loan would cost, expressed as a percentage of the amount borrowed, if you borrowed the money for one year.

When this is applied to a Jordan Estates Ltd loan, the amount includes the interest charge for the money loaned, the charge for the weekly collections by an Agent and the cost of providing a guarantee that you will never face extra charges. The rate of interest is added on an annual basis and is displayed as a fixed percentage.

What is an agent ?
Our Agents are the friendly local people who visit our customers’ homes each week collecting their weekly repayments. What’s more, many of our Agents have had a Jordan Estates ltd loan themselves so they understand your situation.

  • There are over 10 self-employed Jordan Estates Ltd Agents working in the Republic Of Ireland
  • Your Agent will collect your repayments from your home each week
  • All of our Agents are friendly and easy to talk to.

Agents do not get paid based on not how much they lend out. So, you can be assured that your Agent will never lend you more than you can afford to comfortably pay back each week.

Can I get a Jordan Estates Limited Loan ?
A lot of people think that if they have bad credit they won’t be accepted for a cash loan, however this doesn’t have to be the case. When you apply for a loan with us we look at your current circumstances and not just your credit history. This means that you could be accepted for a Jordan Estates Ltd loan even if;

  • You have missed payments in the past
  • You are unemployed
  • You have been turned down before

Our cash loans are available from €200 to €400 and are repayable through fixed manageable repayments that are collected by your friendly Agent every week.

Although we could offer you a loan even if you have a poor credit history, we will never give you a loan that will mean your weekly repayments are more than you could comfortably afford to repay. If you are interested in applying for cash loan from Jordan Estates Ltd fill in our online application form.

What is APR ?
Annual percentage Rate of charge (APR) is used by the finance industry to make comparing loans easier for consumers. APR works best for loans that are based on a 12 month term or longer as it shows the rate that you would pay for the loan if you had it for 365 days.

However, when APR is added onto short term loans, where the terms are only over a number of weeks, the APRs can look considerably high in comparison. APR is very poor for short term loans, under 52 weeks and can only be used for comparison if the loans are of the same duration.

It can be difficult to compare mainstream lenders like banks with short term lenders like Jordan Estates Ltd using APR alone. More traditional lenders don’t include administration fees and late payment charges in their APR’s, which can make their APR’s seem smaller in comparison.

At Jordan Estates Ltd, all charges for our services are included up front, therefore, we will never charge you any administration or late payments fees and we can guarantee you that the interest rate will never change during the course of your loan.

The best way to work out whether a Jordan Estates Ltd loan would suit you is to use our loan calculator to work out what your weekly repayments could be.