About - Jordan Estates Limited

Who are Jordan Estates Limited?

Jordan Estates Limited has always been an Irish owned, based and run company. It aims to demonstrate that a home credit service can be a fair and intelligent service by sticking to its principles of: Simple, Friendly, Fair and Affordable, finance. Over the years, since 1941, Jordan Estate Limited has built up a wealth of knowledge about the credit industry in Ireland and more importantly, about customers' expectations from the home credit service. Jordan Estates Limited is built on the concept that the customer is always at the heart of the business. We encourage our customers to think prudently about their financial situation by implementing our products with reasonable weekly payments, and training our agents to spend time with our customers to understand their personal goals and educate them with regards to intelligent borrowing and planning ahead. For that reason, in today's troubled economy, Jordan Estates Limited provide customers with a credit service that is simple, friendly, fair, and affordable, and will continue to develop our business to meet the needs of our customers in the future. We understand the needs of our customers and keeping in touch with them is what we do best - it's something we're proud of!

About - Jordan Estates Limited

Why should I use Jordan Estates Limited?

We make sure our products are created in a way that's right for our customers. We know customers don't always want to borrow €1000's, which is why we issue small loans - up to €500 for new customers, which can then increase for any subsequent borrowing requirements, depending on repayment ability and performance on previous loans with us. Unlike other lenders we understand that it's not always possible to pay back a loan in large monthly repayments. And we understand that sometimes our customers might need to take a little longer to repay than they originally thought. We know that the last thing anyone needs when they struggle to repay on time, is unexpected additional charges or fees. We also know that our customers like to know they can speak to someone if they have any questions, queries, or concerns.

So that's why with Jordan Estates Ltd;

  • Our loans are repaid weekly - in nice manageable sums agreed with you, our customer.
  • Our repayment structures are flexible - if you need longer to repay, that's fine, all we ask is that you talk to us about restructuring the slower repayments (no extra interest or charges will apply).
  • Our people are real - no automated lines, actual real people to talk to
  • There are absolutely no extra fees or charges whatsoever - you know that you will never pay a cent more than what's been agreed when you take out the loan.

About - Jordan Estates Limited

We’re responsible

If this is the first time you have come to Jordan Estates Limited to apply for a loan then you may be wondering how it works. Firstly, we would like to assure you that you're in safe hands, we are an Irish owned, based and run High Cost Credit Provider with many satisfied customers. We like to keep the process as simple as possible, here's how it works;

How It Works

If this is the first time that you have come to Jordan Estates Limited to apply for a loan then you may be wondering how it works. Firstly, we would like to assure you that you're in safe hands, we are an Irish owned, based and run High Cost Credit Provider with many satisfied customers. We like to keep the process as simple as possible, here's how it works;

Services - Jordan Estates Limited
Choose the size of your Loan

How much would you like to borrow? Use our loan calculator to find what's affordable for you. Choose the amount you'd like to borrow, then how many weekly repayments you'd like to make. It will then calculate how much you pay back every week and the total cost of your loan. It's as simple as that.

Services - Jordan Estates Limited

Then apply for your cash loan and we'll make a decision in principle, which means you're almost there, based on the information you've given us.
Loan approval is based on your ability to repay!

If you are a new customer, we will require the following addition information:

  • Proof of ID, 
  • Proof of Address (recent), 
  • Proof of Income (within in last 2 months),
  • Proof of PPSN

Services - Jordan Estates Limited
A quick chat

We may check your record on the Central Credit Register (CCR) before someone from our friendly customer care team will phone you to confirm the details of your application, and that's it. Your agent will deliver your cash to your door or we can lodge the loan amount directly to your bank account (we will need your IBAN for this).
As your loan will be for €500 or more it will be registered with the CCR

Services - Jordan Estates Limited

Our agent will visit your home every week to collect your weekly repayment, on a day and at a time that suits you. Alternately you can pay through the Post Office (we will provide a Post Office Lodgment Card) or by Debit Card (we will send you a link to allow you to do this).

Loan Types

Cash Loans (We only offer Cash loans at present) Ireland Loan - Type : Cash Loan - Jordan Estates Limited

Cash Loans (We only offer Cash loans at present)

You can borrow from €400 to €600 over 36, 43 or 52 weeks, all at a competitive rate of interest.

There is an application form to fill in but nothing complicated.

We will also require the following Documentation:

  • Proof of ID To verify who you say you are for Anti Money Laundering regulations.
  • Proof of Address To verify that you live where you say you live for Anti Money Laundering regulations.
  • Proof of Income To verify your income information, so we can do an affordability assessment.
  • Proof of PPSN To Verify you on the Central Credit Register (CCR)
We offer fixed weekly repayments, so you can relax knowing what you pay each week is always the same.

The interest Amount, charged at the start, will never change during the course of your loan. 

No hidden costs - we do not charge Fees or Extra Interest for late or Missed payments

Your Loan is delivered to your house or bank within days 

Our friendly agent will visit your home each week to collect your repayments.

Your personal payment card is updated weekly by your agent or you can check your statement on line, so you always know how much you owe.


Jordan Estates Limited have been offering customers Credit since 1941. Loans of €500 or €600, for new customers, can be repaid in nice weekly amounts over 36, 43 or 52 weeks. Then as we get to know you a little bit better, you could borrow more, if you have further requirements.
With Jordan Estates Limited there are absolutely no hidden charges or late payment fees, so the total cost of your loan will never change.

Jordan Estates Limited have a fresh approach to lending that sets us apart from other credit providers.

  • We'll start you off with a loan of €500 or €600 and as our relationship grows, we could offer more credit if you have a requirement and you can show that you can afford the weekly repayments.
  • You'll pay back in nice weekly amounts and you can choose whether to repay over 36, 43 or 52 weeks
  • There are absolutely no hidden charges or late payment fees. You only pay back what you agree upfront – it’s that simple.
  • A member of our Irish based Customer Care Team is only a phone call away so you've always got somebody to speak to
The Jordan Estates Limited Customer Care Team can be contacted on 041 9837585. All loans are subject to strict affordability checks.

Jordan Estates Limited keeps things simple and promises that there are no hidden charges or late payment fees so you always know the full cost of your loan from the start. This sets us apart from the majority of other credit providers who may add to the total cost of your loan throughout the term of the loan for a variety of reasons such as late or missed repayments.

From when you first apply for a loan with Jordan Estates Limited, it can take up to 10 days to receive your loan.

At Jordan Estates Limited, we offer a friendly and sympathetic service if you have a change in your circumstances. We have experienced managers and staff who are there to give you free help and advice on your budget without prejudice. The Jordan Estates Limited Customer Care Team can be contacted on 041 9837585, between 8.00am and 2.00pm.

Yes, you have the right to withdraw from your agreement for up to 14 days after the agreement is signed. You then will have 30 days to return the initial amount borrowed plus interested calculated on a daily rate. To withdraw from your agreement, you will need to speak to your agent or contact our office where they will supply you with a right to withdraw letter which will outline how much you owe plus interested calculated on a daily rate. The Jordan Estates Limited Customer Care Team can be contacted on 041 9837585

Your repayments will begin 7 days after the loan has been issued to you.

If you wish to pay a lump sum off your loan you can do this by speaking to your local agent. If you decide to go ahead with the lump sum payment you then have the option to reduce the amount of your weekly repayments, or continue to pay your agreed weekly repayment which will then reduce the number of weeks you have left to repay. You will then be given a statement outlining the details of your lump sum payment.

Your Jordan Estates Limited loan has been split into nice weekly repayment amounts to help make repaying your loan simple, however you can repay early if you want to and you may be entitled to a rebate. If you would like to repay your loan early, please call our Customer Care Team on 041 983 7585, or talk to your local agent, who will let you know how much you need to pay and whether any rebate is due is due to you.

As a new customer, you can spread your repayments in nice weekly amounts over 36, 44 or 52 weeks. Why not try our simple loan calculator to find something that's affordable for you or apply online today?

Jordan Estates Limited consider all loan applications, and we try to help people in different situations who can show that they are in the position to be able to meet the loan repayments.

Keep these minimum requirements in mind - we will require:

  • Proof of ID 
  • Proof of Address 
  • Proof of Income
  • Proof of PPNS
  • Copy of your CCR report

All businesses that offer loans or products on credit must show their Representative APR. Representative APR means that;The example shown represents what 51% of customers who are accepted for the credit deal will get.

Our Agents are the friendly local people who visit our customers' homes each week collecting customers’ weekly repayments.
We have over 10 self-employed Agents working in the Republic of Ireland

  • Your Agent will collect your repayments from your home each week or you can pay through the Post Office or the Bank.
  • All of our Agents are Experienced, Professional, Friendly and easy to talk to.
Agents do not get paid based on how much they lend out. So, you can be assured that your Agent will never lend you more than you can afford to comfortably pay back each week.

A lot of people think that if they have a bad credit rating that they won't be accepted for a cash loan. However, this doesn't have to be the case. When you apply for a loan with us, we look at your current circumstances and not just your credit history. This means that you could be accepted for a Jordan Estates Limited loan even if;

  • You have missed payments in the past
  • You are unemployed
  • You have been turned down before
Our cash loans of €500 or €600, for new customers, are repayable through fixed manageable repayments that are collected by your friendly Agent

Annual Percentage Rate of charge (APR) is used by the finance industry and the Central Bank of Ireland, to try making loan comparisons easier for consumers. APR works best for loans that are based on a 12-month term or longer, as it shows the rate that you would pay for the loan if you had it for 365 days.

However, when APR is used with short term loans, where the terms are only over a number of weeks, the APRs can look considerably high in comparison. APR is very poor for comparing the cost of short term loans, under 52 weeks, and longer term loans, of a year or more. APR is a very good for comparing the cost of the loans that are of the same duration.

It can be difficult to compare mainstream lenders like banks with short term lenders like Jordan Estates Limited using APR alone. More traditional lenders don’t include administration fees and late payment charges in their APRs, which can make their APRs seem smaller in comparison.

At Jordan Estates Limited, all charges for our services are included up front, therefore, we will never charge you any administration or late payments fees and we can guarantee you that the interest rate will never change during the course of your loan.

The best way to work out whether a Jordan Estates Limited loan would suit you is to use our loan calculator to work out what your weekly repayments could be.

Disposable income  is the money that is available to invest, save, or spend on necessities and nonessential items after deducting income taxes.

Discretionary income  is what a household or individual has to invest, save, or spend after necessities are paid.

Examples of necessities include 

  • Cost of housing,
  • Finance costs, 
  • Food, 
  • Clothing, 
  • Utilities,
  • Transportation.
discretionary expenses are any costs incurred above and beyond what is deemed necessary. These are generally considered wants, while non-discretionary expenses are usually referred to as needs.

discretionary spending includes expenses that are optional and can be easily cut back on, such as:
  • Dining out, 
  • Entertainment, 
  • Leisure, 
  • Subscriptions
  • Personal indulgence.

The Central Credit Register (CCR) provides credit reports to borrowers and lenders. It is a database that stores personal and credit information on loans of €500 or more. It is operated by the Central Bank of Ireland.

The CCR started to record loans from 30 June 2017. It keeps a record for 5 years after a loan is cleared.

The CCR does not decide whether you get a loan nor does the Central Credit Register score or grade credit reports. Lenders will make a decision on your loan application based on their own credit policy. Lenders may use the credit report to assess your loan application before making a decision. They will also take into consideration your income and expenses, See discretionary income in FAQs 

You can get a copy of your credit report by applying online (https://www.centralcreditregister.ie/borrower-area/apply-for-your-credit-report-and-other-rights/) to the Central Credit Register or by email or post
As part of the application, the Central Credit Register will need proof of your identity: 

  • Your name, 
  • Address 
  • Personal Public Service Number (PPSN). 
This is to make sure your data protection rights are protected
You can request your credit report free of charge at any time 

Loans for €500 or more are included on the Central Credit Register.
What loans are not included?
The following information is not included on the Central Credit Register:
  • Utility bills
  • Pawnbrokers' records
  • Income and salary information
  • Courts Service records - such as information about instalment orders or attachments of earnings
  • Insolvency Service of Ireland records (such as information about debt relief notices, personal insolvency or bankruptcy)
  • Deposit accounts
  • Tax liabilities
What information about me is held on the database?
Personal information on the database includes your:
  • Name
  • Date of birth
  • Current and previous addresses
  • Personal public service number (PPSN)
  • Gender
  • Eircode
  • Telephone number
Credit information includes:
  • Type of loan (for example, credit card, mortgage, overdraft, personal loan)
  • Name of the lender
  • Amount of the loan
  • Outstanding balance
  • Number of overdue payments, if any
  • Date of next payment
  • Amount of next payment

Contact Us

  • Location

    Drogheda, Co. Louth

  • Call US

    041 983 7585

  • Email Us

We'll never share your email with anyone else.
Member Of
Cash loan Ireland - Member Of

Jordan Estates Limited

Is regulated by Central Bank of Ireland