Who are Jordan Estates Limited?

Jordan Estates Limited has always been an Irish based and run company, it aims to demonstrate that home credit service can be a fair and intelligent service by sticking to their principles of: Simple, Friendly, Fair and Affordable, finance.Over the years, since 1941, Jordan Estate Ltd has built up a wealth of knowledge about the credit industry, and, more importantly, about customers expectations from the home credit service.Jordan Estates Ltd is built on the concept that the customer is always at the heart of the business. We encourages our customers to draw a fine line between borrowing and saving by implementing our products with reasonable weekly payments, and training our agents to spend time with their customers to understand their personal goals and educate them in regards to intelligent borrowing and planning ahead. For that reason, in today’s troubled economy, Jordan Estates Ltd provide customers with a credit service that is simple, friendly, fair, and affordable, and will continue to develop the business to meet the needs of their customers in the future.We understand the needs of our customers and keeping in touch with them is what we do best – it’s something we’re proud of!

Why should I use Jordan Estates Limited?

We make sure our products are created in a way that’s right for customers.We know customers don’t always want to borrow €1000’s, which is why we only issue small loans – up to €400 for new customers, which can then increase for repeat customers.Unlike others we understand that it’s not always possible to pay back a loan in one big lump sum repayment. And we understand that sometimes our customers might need to take a little longer to repay than they originally thought.We know that the last thing anyone needs when they struggle to repay on time, is unexpected additional charges or fees.We also know that our customers like to know they can speak to someone if they have any questions, queries, or concerns.So that’s why with Jordan Estates Ltd;

  • Our loans are repaid weekly – in nice manageable sums agreed with, you, our customers.
  • Our repayment structures are flexible – if you need longer to repay, that’s fine, all we ask is that you talk to us about restructuring the slower repayments.
  • Our people are real – no automated lines, actual real people to talk to
  • There are absolutely no extra fees or charges whatsoever – you know that you will never pay a penny more than what’s been agreed when you take the loan.

We’re responsible

We ask our customers to be too. We check to make sure that customers can afford loan repayments before we sanction loans and we always ask that customers confirm that loan repayments are manageable for them.This all helps to build a better credit rating which means that customers can get further loans from us but it might also help with getting credit elsewhere for things like mortgages.We’re open, honest, and completely transparent with charges, customers always know the full cost of their loan upfront.Our customers have peace of mind, knowing that repayments will only be taken on a date agreed with them and only once a week on the agreed date.And finally, and very importantly, we’re regulated by the Central Bank of Ireland

How It Works

If this is the first time that you have come to Jordan Estates Ltd to apply for a home collected loan then you may be wondering how it works. Firstly, we would like to assure you that you’re in safe hands, we are an Irish owned, and run, home collected credit lender with many satisfied customers. We like to keep the process as simple as possible, here’s how it works;

Choose the size of your Loan

How much would you like to borrow? Use our loan calculator to find what’s nice and affordable for you. Choose the amount you’d like to borrow, then how many weekly repayments you’d like to make. It will then calculate how much you pay back every week and the total cost of your loan. It’s as simple as that.

Apply

Then apply for your cash loan and we’ll make a decision in principle, which means you’re almost there, based on the information you’ve given us. Loans approval is based on your ability to repay!

A quick chat

Someone from our friendly customer care team will phone you to confirm the details of your application, and that’s it. Your agent will deliver your cash directly to your door.

Done

Our agent will visit your home every week to collect your weekly repayment, on a day that suits you.

Loan Types

Cash Loan

You can borrow from €200 to €500 between 20 to 52 weeks on a competitive rate of interest. No complicated forms to fill in
We offer fixed weekly repayments, so you can relax knowing what you pay each week is always the same
The interest rate will never change during the course of your loan
Your own personal payment cards which are updated weekly so you always know how much you owe
No hidden costs – we do not charge late payment or collections fees
Loans delivered to your house within days
A friendly agent will visit your home each week to collect your repayments.

FAQS

Jordan Estates Ltd have been offering customers loans since 1941. Loans of up to €400, for new customers, can be repaid in nice weekly amounts over 20 or 52 weeks. Then as we get to know you a little bit better, you could borrow more. With Jordan Estates Ltd there are absolutely no hidden charges or late payment fees, so the total cost of your loan will never change.

Jordan Estates Ltd have a fresh approach to lending that sets us apart from other loan providers

  • We’ll start you off with a loan of up to €400* and as our relationship grows we could offer more*
  • You’ll pay back in nice weekly amounts and you can choose whether to repay over 20 to 52 weeks
  • There are absolutely no hidden charges or late fees. You only pay back what you agree upfront – simple
  • A member of our Irish based Customer Care Team is only a phone call away so you’ve always got somebody to speak to
The Jordan Estates Ltd Customer Care Team can be contacted on 041 9837585.
*All loans are Subject to strict affordability checks

Jordan Estates Ltd keeps things simple and promises that there are no hidden charges or late payment fees so you always know the full cost of your loan upfront.

This sets us apart from the majority of our competitors who may add to the total cost of your loan throughout the term for a variety of reasons such as late or missed repayments

From when you first apply for a loan with Jordan Estates Ltd, it can take up to 10 days to receive your loan.

At Jordan Estates Ltd, we offer a friendly and sympathetic service if you have a change in your circumstances. We have experienced managers who are there to give you free help and advice on your budget without prejudice. The Jordan Estates Ltd Customer Care Team can be contacted on 041 9837585.

Yes, you have the right to withdraw from your agreement for up to 14 days after the agreement was signed. You then will have 30 days to return the initial amount borrowed plus interested calculated on a daily rate. To withdraw from your agreement you will need to speak to your agent or contact our office where they will supply you with a right to withdraw letter which will outline how much you owe plus interested calculated on a daily rate. The Jordan Estates Ltd Customer Care Team can be contacted on 041 9837585

Your repayments will begin 7 days after the loan has been issued to you.

If you wish to pay a lump sum off your loan you can do this by speaking to your local agent. If you decide to go ahead with a partial settlement you will then be given the option if you would like to reduce your weekly repayments, or reduce the number of weeks of which you have to repay. You will then be given a statement outlining the details of your partial settlement.

Your Jordan Estates Ltd loan has been split into nice weekly repayment amounts to help make repaying your loan simple, however you can repay early if you want to and you may be entitled to a rebate. If you would like to repay your loan early, please call our Customer Care Team on 041 983 7585, or talk to your local agent, who will let you know how much you need to pay and whether any rebate is due.

As a new customer, you can spread your repayments in nice weekly amounts over 20 to 52 weeks. Why not try our simple loan calculator to find something that’s affordable for you or apply online today.

Jordan Estates Ltd consider all applications, and try to help people in different situations who can show that they are in the position to be able to meet repayments.

Keep these minimum requirements in mind – we will require:

  • Proof of ID
  • Proof of Address
  • Proof of Income.

Any business that offers loans or products on credit now has to show their APR as a Representative APR.

Representative APR means that;

  • The representative example shown represents what 51% of customers who apply for a loan with the company will be offered.
  • A rate of interest now has to be included in the Representative example.

What does the rate of interest show?

The rate of interest is a useful tool for you to use when you want to compare products from one lender to those from another.

The rate of interest shows you what the loan would cost, expressed as a percentage of the amount borrowed, if you borrowed the money for one year.

When this is applied to a Jordan Estates Ltd loan, the amount includes the interest charge for the money loaned, the charge for the weekly collections by an Agent and the cost of providing a guarantee that you will never face extra charges. The rate of interest is added on an annual basis and is displayed as a fixed percentage.

Our Agents are the friendly local people who visit our customers’ homes each week collecting their weekly repayments. What’s more, many of our Agents have had a Jordan Estates ltd loan themselves so they understand your situation.

  • There are over 10 self-employed Jordan Estates Ltd Agents working in the Republic Of Ireland
  • Your Agent will collect your repayments from your home each week
  • All of our Agents are friendly and easy to talk to.

Agents do not get paid based on not how much they lend out. So, you can be assured that your Agent will never lend you more than you can afford to comfortably pay back each week.

A lot of people think that if they have bad credit they won’t be accepted for a cash loan, however this doesn’t have to be the case. When you apply for a loan with us we look at your current circumstances and not just your credit history. This means that you could be accepted for a Jordan Estates Ltd loan even if;

  • You have missed payments in the past
  • You are unemployed
  • You have been turned down before
Our cash loans are available from €200 to €400 and are repayable through fixed manageable repayments that are collected by your friendly Agent every week. Although we could offer you a loan even if you have a poor credit history, we will never give you a loan that will mean your weekly repayments are more than you could comfortably afford to repay. If you are interested in applying for cash loan from Jordan Estates Ltd fill in our online application form.

Annual percentage Rate of charge (APR) is used by the finance industry to make comparing loans easier for consumers. APR works best for loans that are based on a 12 month term or longer as it shows the rate that you would pay for the loan if you had it for 365 days.

However, when APR is added onto short term loans, where the terms are only over a number of weeks, the APRs can look considerably high in comparison. APR is very poor for short term loans, under 52 weeks and can only be used for comparison if the loans are of the same duration.

It can be difficult to compare mainstream lenders like banks with short term lenders like Jordan Estates Ltd using APR alone. More traditional lenders don’t include administration fees and late payment charges in their APR’s, which can make their APR’s seem smaller in comparison.

At Jordan Estates Ltd, all charges for our services are included up front, therefore, we will never charge you any administration or late payments fees and we can guarantee you that the interest rate will never change during the course of your loan.

The best way to work out whether a Jordan Estates Ltd loan would suit you is to use our loan calculator to work out what your weekly repayments could be.

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Contact Us

  • Location

    Drogheda, Co. Louth

  • Call US

    041 983 7585

  • Email Us

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